Your Path to Homeownership Starts Here
LET'S GET INTRODUCED
"Hi, I'm Lee, A Dedicated Mortgage Loan Officer Here to Make Your Homeownership Dreams a Reality!"
With over 20 years of experience in the mortgage industry, I've had the privilege of helping countless families achieve their dream of homeownership. My journey has been fueled by a passion for making a positive impact in people's lives. Let's embark on this journey together.
Lee Chieng
Certified Mortgage Advisor
NMLS # 339727, CA DRE# 01881231, AZ# 1040124
20+
Years Of Experience
2,200
Doors Opened
21
Day Turnaround
WHY CHOOSE ME?
My Offer To You
With over 20 years of experience, I offer expert guidance, personalized solutions, and a commitment to making your homeownership journey smooth and successful.
Great Customer Experience
A great customer experience means prioritizing your needs, providing clear communication, and ensuring a smooth, stress-free process from start to finish. My goal is to exceed your expectations.
Personalized Service
Experience tailored mortgage solutions that fit your unique needs. I take the time to understand your goals and provide options that align with your financial situation and homeownership dreams.
Expert Guidance
With over 20 years in the industry, I bring deep expertise and knowledge to every interaction. You can rust my experience and guidance to navigate the complexities of the mortgage process and find the best solutions for you.
Fast Approvals
Time is of the essence in the home buying process. Benefit from quick, efficient approvals that help you move forward with confidence and secure your dream home without unnecessary delays.
Transparent Communication
Clear, honest communication is at the heart of what I do. You’ll always know where you stand and what to expect, ensuring a smooth and stress-free mortgage experience from start to finish.
Client Success Stories
Join the countless families and individuals who have successfully achieved their homeownership dreams with my help. Let their stories inspire you and give you confidence in your own journey.
Mortgage Pre-Approval
Get started with the buying process and shop confidently knowing your budget and financing options upfront.
House Shopping
Explore a wide range of homes with confidence. With your pre-approval in hand, you're ready to find the perfect match for your budget and lifestyle.
Refinance/Home Equity Loan
Lower your payments, adjust loan terms, consolidate debts or access your equity. We will find the right solution that fit your goals.
My Loan Solution Partners
GMCC Mortgage Programs
Discover GMCC'S tailored mortgage solutions and explore a range of programs to find the perfect fit for your homeownership goals.
The GMCC Advantage
By Partnering with GMCC, my services provide ensures access to secondary capital. This means top-notch expertise and a wide array of mortgage programs that you will not find elsewhere.
Industry-leading expertise in mortgage lending
wide range of competitive mortgage programs
Streamlined processes for rapid turnaround.
Personalized guidance and support
READY TO GIVE US A TRY?
Want to find out your options today? Click on the "Apply Now" below to complete a questionnaire and we will reach out to you with your options.
Your Questions Answered Mortgage FAQs
Find Clear and Concise Answers to Common Mortgage Questions
What is the first step in the mortgage process?
The first step is getting pre-approved for a mortgage. This will help you determine your budget and show sellers that you are a serious buyer. Pre-approval involves a review of your financial situation and credit history.
How much down payment is required?
The required down payment varies depending on the loan program and lender. Typically, down payments range from 3% to 20% of the home's purchase price. Some programs, like VA and USDA loans, may offer zero down payment options for eligible borrowers.
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has an interest rate that remains constant throughout the life of the loan, providing predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, usually based on a benchmark index, which means your payments can increase or decrease over time.
How is my credit score affected by applying for a mortgage?
When you apply for a mortgage, lenders perform a hard inquiry on your credit report, which can slightly lower your credit score. However, multiple inquiries within a short period are typically treated as a single inquiry, minimizing the impact on your score. It's important to maintain good credit habits throughout the process.
What documents do I need to apply for a mortgage?
To apply for a mortgage, you'll need several documents, including proof of income (such as pay stubs and tax returns), employment history, credit history, bank statements, and information on any other assets and debts. Having these documents ready can expedite the application process.
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NMLS # 254895
CA DRE# 01509029
COMPANY
CUSTOMER CARE
LEGAL
FOLLOW US
Office: 1601 S De Anza Blvd #260, Cupertino, CA 95014
Office: 833-760-0828
Cell/Text: 415-569-2119
Email: [email protected]
Apply Now: https://www.gmccloan.com/Lee Chieng.html
Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. Some programs are subject to income/census tract limit and available only in selected counties/states. APR reflects the effective cost of your loan on a yearly basis, considering such items as interest, most closing costs, discount points (also referred to as “points”) and loan-origination fees. One point is 1.00% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your note. Adjustable-rate mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period: ARMs assume 30-year term. General Mortgage Capital Corporation and eMeta Funding are licensed in the following state: Alabama – NMLS: 23260, Arkansas – NMLS: 129989, Arizona – NMLS: 1026178, California CFL – NMLS: 60DBO-66060, California DRE – NMLS: 01509029, Colorado – NMLS: 254895, Connecticut – NMLS: 254895, Delaware – NMLS: 038061, Florida – NMLS: MLD2191, Georgia – NMLS – 254895, Hawaii – NMLS: HI-254895, Idaho- NMLS: MBL-2080254895, Illinois – NMLS: MB.6761662, Indiana – NMLS: None, Iowa – NMLS: 2022-0038, Kansas- NMLS: MC.0025844, Kentucky – NMLS: MC782027, Louisiana – NMLS: 254895, Maryland – NMLS: 254895, Maine- NMLS: 254895, Massachusetts – NMLS: MC254895, Michigan NMLS: FR0024243, Minnesota – NMLS: MO-MN-254895, Mississippi – NMLS:254895, Missouri – NMLS: 254895, Montana – NMLS: 254895, Nevada – NMLS: 5419, Nebraska – NMLS: 254895, New Hampshire, New Jersey – NMLS: 254895, New Mexico: NMLS – 254895: New York – NMLS: LMB 110903, North Carolina – NMLS: L-208502, North Dakota – NMLS; MB104140, Oklahoma – NMLS: ML014608, Ohio – NMLS: RM.804881.000, Oregon – NMLS: 254895, Pennsylvania – NMLS: 96566, Rhode Island – NMLS: None, South Carolina – NMLS: 254895, Tennessee – NMLS: 254895, Texas – NMLS: 254895, Utah – NMLS: 12679832, Vermont – NMLS: LL-254895, Virginia – NMLS: MC-7314, Washington – NMLS: CL-254895, Washington DC – NMLS: MLB254895, West Virginia – NMLS: ML-254895, Wisconsin – NMLS: 254895BA, Wyoming – NMLS: 4763. General Mortgage Capital Corporation NMLS: 254895.
For licensing information go to: www.nmlsconsumeraccess.org
Texas: Any consumer complaints please click below: https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_81_200_c_recovery_fund_notice.pdf
General Mortgage Capital Corporation 1350 Bayshore Hwy Ste 740, Burlingame CA 94010 Ph: 650-340-7800