Your Path to Homeownership Starts Here
LET'S GET INTRODUCED
"Hi, I'm Lee, A Dedicated Mortgage Loan Officer Here to Make Your Homeownership Dreams a Reality!"
With over 20 years of experience in the mortgage industry, I've had the privilege of helping countless families achieve their dream of homeownership. My journey has been fueled by a passion for making a positive impact in people's lives. Let's embark on this journey together.
20
Years Of Experience
$2.5
Million in Sales
2,200
Doors Opened
20
Day Turnaround
WHY CHOOSE ME?
My Offer To You
With over 20 years of experience, I offer expert guidance, personalized solutions, and a commitment to making your homeownership journey smooth and successful.
Great Customer Experience
A great customer experience means prioritizing your needs, providing clear communication, and ensuring a smooth, stress-free process from start to finish. My goal is to exceed your expectations.
Personalized Service
Experience tailored mortgage solutions that fit your unique needs. I take the time to understand your goals and provide options that align with your financial situation and homeownership dreams.
Expert Guidance
With over 20 years in the industry, I bring deep expertise and knowledge to every interaction. You can rust my experience and guidance to navigate the complexities of the mortgage process and find the best solutions for you.
Fast Approvals
Time is of the essence in the home buying process. Benefit from quick, efficient approvals that help you move forward with confidence and secure your dream home without unnecessary delays.
Transparent Communication
Clear, honest communication is at the heart of what I do. You’ll always know where you stand and what to expect, ensuring a smooth and stress-free mortgage experience from start to finish.
Client Success Stories
Join the countless families and individuals who have successfully achieved their homeownership dreams with my help. Let their stories inspire you and give you confidence in your own journey.
Mortgage Pre-Approval
Get started with the buying process and shop confidently knowing your budget and financing options upfront.
House Shopping
Explore a wide range of homes with confidence. With your pre-approval in hand, you're ready to find the perfect match for your budget and lifestyle.
Loan Application
Discover tailored solutions designed to meet your unique needs. Explore our range of programs and find the perfect fit for your homeownership goals.
My Loan Solution Partners
GMCC Mortgage Programs
Discover GMCC'S tailored mortgage solutions and explore a range of programs to find the perfect fit for your homeownership goals.
The GMCC Advantage
By Partnering with GMCC, my services provide ensures access to secondary capital. This means top-notch expertise and a wide array of mortgage programs that you will not find elsewhere.
Industry-leading expertise in mortgage lending
wide range of competitive mortgage programs
Streamlined processes for rapid turnaround.
Personalized guidance and support
What My Customers Say
Adrian Pineda
Home Owner
"Lee Saved Me a Fortune on My Mortgage! Her expertise really shone through - she compared multiple lenders, negotiated tirelessly, and recommended the perfect mortgage option that will save me tens of thousands over the life of the loan."
Jenny Leswati
Home Owner
"Lee isn't just one of my favorite lenders; she consistently exceeds expectations by always being available and explaining details thoroughly to borrowers. Her willingness to make time outside regular hours shows remarkable dedication and accommodation.".
Jasmine Vargas
Home Owner
"Lee was a pleasure working with during our first home purchase! We had very limited time due to a short escrow period, and she made sure to get everything prepared in a timely manner, as well as constantly checking in with us to make sure we understood all steps throughout the process."
Your Questions Answered Mortgage FAQs
Find Clear and Concise Answers to Common Mortgage Questions
What is the first step in the mortgage process?
The first step is getting pre-approved for a mortgage. This will help you determine your budget and show sellers that you are a serious buyer. Pre-approval involves a review of your financial situation and credit history.
How much down payment is required?
The required down payment varies depending on the loan program and lender. Typically, down payments range from 3% to 20% of the home's purchase price. Some programs, like VA and USDA loans, may offer zero down payment options for eligible borrowers.
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has an interest rate that remains constant throughout the life of the loan, providing predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, usually based on a benchmark index, which means your payments can increase or decrease over time.
How is my credit score affected by applying for a mortgage?
When you apply for a mortgage, lenders perform a hard inquiry on your credit report, which can slightly lower your credit score. However, multiple inquiries within a short period are typically treated as a single inquiry, minimizing the impact on your score. It's important to maintain good credit habits throughout the process.
What documents do I need to apply for a mortgage?
To apply for a mortgage, you'll need several documents, including proof of income (such as pay stubs and tax returns), employment history, credit history, bank statements, and information on any other assets and debts. Having these documents ready can expedite the application process.
Call
415-569-2119
1601 De Anza Blvd. #260, Cupertino, CA 95014
Site
www.leechiengmortgagepro.com